
KESM Transaction Solutions, Inc. is a Toronto-area company that creates both value-added systems and enabling technologies for the electronic payments industry.
Founded in 2001, KESM is focused on servicing the retail merchant industry with innovative value-add solutions utilized at the point of sale. KESM has quickly established itself as an industry leader. With over 35 years combined industry experience at the ownership level, KESM (along with its sister company BNA Smart Payment Systems) is led by recognized industry experts.
Through our years of industry experience, we recognized that there was a need by the merchant community for customizable value-add solutions:
- In February 2002, KESM entered into a licensing agreement with Catuity for their CAT-X Loyalty Platform
- CAT-X was the same platform used by Target and VISA to support Target’s smart card based loyalty program
- In 2004 Target canceled the smart card based program – striking a large blow to Catuity
- In 2006 KESM entered into an acquisition agreement with Catuity for the CAT-X software
- In 2006 KESM’s LoyalMark brand was unveiled
LoyalMark solution offers full Loyalty/Gift Card capabilities, including gift, prepaid cards and corporate cards. KESM’s personalized customization services, powered by the highest level of technology and staff is key in developing a successful solution which not only meets your current requirements, it will allow you to implement future marketing solutions specific to your own unique requirements and marketing strategies.
With clients in virturally every industry ranging from one to thousands of locations, LoyalMark has the proven technology and experience to make your program a success!



